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RBI Compliant • Pan India

Find Your Best Loan Offer

Compare offers from 50+ banks & NBFCs. Get the lowest interest rates with minimum documentation. Quick approval in 24 hours.

Apply Now Explore Services

No hidden charges • Transparent process • 24-hour approval

⚡ Quick Apply

Get Started in 60 Seconds

Select a loan type to check instant eligibility

See All 10+ Loan Options

10,000+

Happy Customers

50+

Partner Banks

₹500Cr+

Loans Disbursed

4.9/5

Customer Rating

What We Offer

Loans For Every Need

Choose from our comprehensive range of loan products. Quick approval. Minimal paperwork.

Personal Loan

Instant funds, flexible tenure

InterestStarting @10.5% p.a.

Up toUp to ₹40 Lakh

TenureUp to 7 years

Home Loan

Your dream home awaits

InterestStarting @8.35% p.a.

Up toUp to ₹10 Crore

TenureUp to 30 years

Business Loan

Fuel your business growth

InterestStarting @12% p.a.

Up toUp to ₹2 Crore

TenureUp to 5 years

Credit Card

Best offers, instant approval

InterestUp to 55 days interest-free

Up toUp to ₹10 Lakh limit

TenureLifetime validity

New Car Loan

Drive home in your new ride

InterestStarting @8.75% p.a.

Up toUp to ₹1 Crore

TenureUp to 7 years

Used Car Loan

Pre-owned, hassle-free

InterestStarting @9.5% p.a.

Up toUp to ₹50 Lakh

TenureUp to 5 years

Loan Against Property

Unlock your property's value

InterestStarting @9% p.a.

Up toUp to ₹5 Crore

TenureUp to 20 years

Balance Transfer

Save on higher interest

InterestLower than current

Up toAs per eligibility

LAP / Mortgage

Commercial property loans

InterestStarting @9.5% p.a.

Up toUp to ₹10 Crore

TenureUp to 15 years

CIBIL Score Improvement

Boost your credit score

InterestConsultation service

Up toScore upto 750+

Tenure3-6 months

Simple & Quick

Your Loan in 4 Simple Steps

From application to disbursement — we handle everything for you.

01

Check Eligibility

Quick 2-min online check — no impact on credit score

02

Apply Online

Fill simple form with basic details and documents

03

Compare Offers

Get best offers from multiple banks instantly

04

Get Disbursed

Funds credited to your account within 24-48 hours

Shiv Shakti Financial

EMI Calculator

Calculate your monthly EMI before you apply. Adjust amount, rate, and tenure.

Loan Amount₹50,00,000

₹50K₹1 Crore

Interest Rate (% p.a.)10.5%

7%24%

Tenure (Years)7 yrs

1 yr30 yrs

Apply for This Loan

Monthly EMI

₹0

Principal₹0

Total Interest₹0

Total Payable₹0

Trust & Transparency

Why Choose Us?

50+ Partner Banks

Compare offers from all major banks & NBFCs in one place

Quick Approval

Get approval within 24 hours with minimal paperwork

Lowest Rates

Exclusive partnership discounts — rates lower than direct applications

100% Transparent

No hidden charges, no processing fee scams, no surprises

Expert Guidance

Dedicated relationship manager from application to disbursement

Pan India Service

Serving customers across India — online and doorstep service

Smart Tools

Calculate Before You Apply

Free tools to help you plan your loan better.

Personal Loan EMI

Calculate monthly EMI for your personal loan

Home Loan EMI

Work out your monthly home loan EMI quickly

Eligibility Check

Check how much loan you can borrow

Pre-Payment

Estimate savings on early prepayment

Balance Transfer

Save on higher interest with transfer

Tax Benefit

Calculate home loan tax savings

Our Partners

Partner Banks & NBFCs

We work with India's leading financial institutions

Happy Customers

What Our Customers Say

“Got my home loan approved in 5 days. Best interest rate in the market. Team was super responsive.”

P

Priya Sharma

Home Loan — ₹45L

“Quick approval, minimal documentation. Money in my account within 24 hours. Highly recommend!”

R

Rajesh Kumar

Personal Loan — ₹8L

“Helped me expand my business. Got competitive rate, no processing fee. Professional service.”

A

Anita Patel

Business Loan — ₹25L

Help Center

Frequently Asked Questions

Got questions? We've got answers.

A DSA (Direct Selling Agent) is an authorised channel partner of banks & NBFCs. We help you compare offers from multiple lenders, negotiate the best rates, and handle all paperwork — free of cost to you.

No. Our services are completely free for customers. We are compensated directly by the lender partner when your loan is disbursed.

Most unsecured loans (personal, business) get approved within 24-48 hours. Secured loans (home, LAP) typically take 5-10 working days depending on property documentation.

Basic documents: PAN, Aadhaar, address proof, salary slips or ITR (last 2-3 years), bank statements (last 6 months). Specific requirements vary by loan type — we guide you through the exact list.

Initial eligibility check is a soft inquiry — no impact on your score. Only when you proceed with a formal application does the bank pull a hard inquiry, which is the same as applying directly.

Absolutely! That's our core value — we share offers from multiple banks simultaneously so you can pick the best rate and terms before committing.

Ready to Get Your Loan?

Apply now and get instant eligibility check. No obligation, no hidden charges.